This
began with the thought of church bells ringing on Christmas
morning. The words from the carol helped me think about
how to construct the image. The steeples are silhouettes
from stock images. The sky is a dawn gradient. The mist
is from render>clouds with blue and white color swatches.
The matting is a white layer with a canvas texture applied
and a color layer with a hue taken from the sky. The font
for the carol is PhyllisD.